Construction season is here and with supply chain issues on the mend, there is no better time to start a rehab project with the Southeastern Minnesota Multi-County Housing and Redevelopment Authority (SEMMCHRA). After years of slow moving and hard to navigate construction, SEMMCHRA has a wide selection of programs for homeowners to access. Funds are limited and are on a first come first served basis – contact to apply today.
If you live in the cities of Pine Island, Dennison, Goodhue, Goodview, Kasson, St. Charles, Mazeppa, Rollingstone, Altura, or Cannon Falls you may be eligible for up to $25,000 of free rehab work on your home. Housing rehab work is restricted to households at 80% of the area median, roughly $65,000 for two people, and adjusts by county and household size, call for more information. Work can include new roofing, windows, electrical, and exterior doors; updates to make your home more energy efficient such as a modern furnace or water heater; or you can make your home more accessible with installation of grab handles, ramps, or a first-floor bathroom.
To get started contact Patrick or Sara at (651)565-2638 ext. 213 (Patrick) and ext. 221 (Sara) or pmichener@semmchra.org or sara.fuher@semmchra.org, or visit our website at semmchra.org.
Financing for the project is structured as a multi-year loan with zero percent interest and no accrued costs to the homeowner. The loan is forgiven and functions as a grant upon maturity.
The goal of this program is to preserve housing stock, enable adults to age in place, and ensure safe, affordable housing for all.
This is an equal housing opportunity program
| Income Limit by County and Household Size (80% AMI) | ||||
| Family Size | Goodhue | Winona | Wabasha | Dodge |
| 1 | 59,750 | 55,000 | 55,250 | 65,650 |
| 2 | 68,300 | 62,850 | 63,150 | 75,000 |
| 3 | 76,850 | 70,700 | 71,050 | 84,400 |
| 4 | 85,350 | 78,550 | 78,900 | 93,750 |
| 5 | 92,200 | 84,850 | 85,250 | 101,250 |
| 6 | 99,050 | 91,150 | 91,550 | 108,750 |