Construction season is here and with supply chain issues on the mend, there is no better time to start a rehab project with the Southeastern Minnesota Multi-County Housing and Redevelopment Authority (SEMMCHRA). After years of slow moving and hard to navigate construction, SEMMCHRA has a wide selection of programs for homeowners to access. Funds are limited and are on a first come first served basis – contact to apply today.

If you live in the cities of Pine Island, Dennison, Goodhue, Goodview, Kasson, St. Charles, Mazeppa, Rollingstone, Altura, or Cannon Falls you may be eligible for up to $25,000 of free rehab work on your home. Housing rehab work is restricted to households at 80% of the area median, roughly $65,000 for two people, and adjusts by county and household size, call for more information. Work can include new roofing, windows, electrical, and exterior doors; updates to make your home more energy efficient such as a modern furnace or water heater; or you can make your home more accessible with installation of grab handles, ramps, or a first-floor bathroom.

To get started contact Patrick or Sara at (651)565-2638 ext. 213 (Patrick) and ext. 221 (Sara) or or, or visit our website at

Financing for the project is structured as a multi-year loan with zero percent interest and no accrued costs to the homeowner. The loan is forgiven and functions as a grant upon maturity.

The goal of this program is to preserve housing stock, enable adults to age in place, and ensure safe, affordable housing for all.

This is an equal housing opportunity program

Income Limit by County and Household Size (80% AMI)
Family Size Goodhue Winona Wabasha Dodge
1 59,750 55,000 55,250 65,650
2 68,300 62,850 63,150 75,000
3 76,850 70,700 71,050 84,400
4 85,350 78,550 78,900 93,750
5 92,200 84,850 85,250 101,250
6 99,050 91,150 91,550 108,750