First-Time Homebuyer Program

SEMMCHRA’s 2023 allocation for loans to first-time homebuyers will be available in early 2023. If you are a first-time homebuyer or have not owned a home in the last three (3) years, you may qualify. The minimum requirements are buyers must have a minimum credit score of 640 and must meet income guidelines.

Goodhue, Wabasha, Winona Counties
1-2 persons: $111,700
3+ persons: $128,400

Dodge County
1-2 persons: $118,000
3+ persons: $135,700

For more information or to obtain a list of participating lenders, please click here.

For more information about the First-Time Homebuyer Program contact:

Tressa Sauke

Self Sufficiency and Homeownership Coordinator

SEMMCHRA
134 East Second Street
Wabasha, MN 55981

651-565-2638 ext. 204
(651) 565-3836
tsauke@semmchra.org

First-Time Homebuyer Program

First-Time Homebuyer Program

For more information about the First-Time Homebuyer Program contact:

MISSION: To enhance and strengthen communities through advocacy, collaboration and promotion of self-reliance, housing, and community development.

VISION: To be a recognized advocate and leader in creating housing opportunities and community development solutions.

Employment Opportunities

We are always accepting applications. View our current job openings and apply online.

Semmchra’s service area includes Dodge County, Fillmore County, Goodhue County (with the exception of the City of Red Wing), Houston County, Wabasha County and Winona County (with the exception of the City of Winona).

Southeastern Minnesota Multi-County Housing and Redevelopment Authority