First-Time Homebuyer Program

SEMMCHRA’s 2021 allocation for loans to first-time homebuyers will be available in early 2021. If you are a first-time homebuyer or have not owned a home in the last three (3) years, you may qualify. The minimum requirements are buyers must have a minimum  credit score of 640 and must meet income guidelines (1-2 persons: $93,100; 3+ persons: $107,000). For more information or to obtain a list of participating lenders, please click here.

For more information about the First-Time Homebuyer Program contact:

Tressa Sauke

Self Sufficiency and Homeownership Coordinator 

134 East Second Street
Wabasha, MN 55981