First-Time Homebuyer Program

SEMMCHRA’s 2024 allocation for loans to first-time homebuyers is 1,405,513. If you are a first-time homebuyer or have not owned a home in the last three (3) years, you may qualify. The minimum requirements are buyers must have a minimum  credit score of 640 and must meet income guidelines.

Goodhue, Wabasha, Winona Counties
1-2 persons: $111,700
3+ persons: $128,400

Dodge County
1-2 persons: $118,000
3+ persons: $135,700

Program overview and list of lenders click here.

For more information visit

For more information about the First-Time Homebuyer Program contact:

134 East Second Street
Wabasha, MN 55981

651-565-2638 ext. 201