The Goodhue County Housing Trust Workforce Housing Assistance Program’s mission is to support working individuals and families in achieving homeownership.  This will be achieved through providing individuals and families with access to a down payment & closing cost assistance program.  The assistance will be in the form of a 0%, deferred loan.  Eligible applicants will be able to qualify for up to $10,000 to be used toward the purchase of a home.  Applicants will be served on a first come, first served basis.  A $100 nonrefundable fee will be charged to process every application.  The processing fee must be submitted before the application can be approved.

Qualified Homebuyers Must:

  • Be purchasing a home in Goodhue County (excluding the City of Red Wing)
  • Meet income guidelines (1-2 person-$93,100, 3+ person-$107,065)
  • Have one household member who is working at least 30 hours per week
  • Have a minimum 640 credit score
  • Be pre-approved for a mortgage
  • Attend a homebuyer education class
  • Contribute $500 toward the purchase of the home
  • Obtain a home inspection

For a copy of the complete rules and income limits for the program, click here.

To apply for the Goodhue County Housing Trust Workforce Housing Assistance Program, please click the link on the sidebar.

For more information on the Goodhue County Trust Workforce Housing Assistance Program Contact:

Tressa Sauke

Self Sufficiency and Homeownership Coordinator 

134 East Second Street
Wabasha, MN 55981